About Us

At Legado we have broad expertise across a range of different fields. Our advisory board has worked with some of the largest organisations in the world helping them to solve complex challenges. We are passionate about helping people be more organised and better prepared for the future. We understand the importance of data and strive to enable consumers to make decisions about how they use and share their data.

Meet the team

Josif Grace

CEO & Founder

Josif began his career in Silicon Valley. Initially start-up focused, he helped steward the growth and acceleration of some of the world’s most exciting emerging tech start-ups. Josif subsequently gravitated towards roles where he could help some of the world’s leading corporations improve their businesses through the application, understanding and integration of technology.

Peter Thomas

Head of Business Solutions

Peter has for long been applying Lean Startup techniques to problems within Financial Services. Having run his own electrical recycling business, and enjoying wearing many hats, he thrives in an entrepreneurial environment. His skills are being used in generating, developing, and communicating solutions to business problems.

Non-Executives and Advisers

Adrian Grace

Non-Executive Chairman

Adrian held various roles within GE Capital, Sage Group Inc. and joined Barclays Bank in 2004 as Chief Executive of the Insurance Business. In 2007, he joined HBOS after which he joined Aegon as CEO of the UK in 2011. He became a member of the Management Board of Aegon in 2012 and was a non-executive Director at Clydesdale Bank, and a member of the Financial Conduct Authority practitioners panel.

Tommy Young

Tommy retired from Aegon in March 2018. He joined Aegon in May 2009 as Governance and Controls Director and took up the role of Chief Operating Officer in September 2011 taking accountability and responsibility for all Aegon UK Operations (IT, Change, Customer Services and Property Services). Prior to joining Aegon UK, Tommy held a range of roles in UK financial and service organisations including HBOS, Barclays and Sage and before that held senior management positions at GE Capital.

Karen Cockburn

Karen is a qualified Chartered Accountant with over 25 years financial and operational experience in a professional services environment. Having qualified with KPMG, Karen spent her early career with GE Capital, a global financial service provider and HBOS/Lloyds Banking Group. Karen has also held other senior finance positions including leading Finance Transformation programmes and major re-structuring of business projects following legislation change.

Duncan Jarrett

Duncan has over ten years of experience in executive positions within a financial service career that has spanned over 30 years. He is a specialist on distribution within the sector having worked in pensions, investment, platforms and protection. He has also held non-executive positions in distribution and been a key note speaker at Industry events.

Graeme Gets

Graeme founded Digital Keystone; a software development company based in the financial sector. This was sold in 2016 allowing him to start exploring other opportunities and technologies. With 30 years of experience in software development and product development, from traffic light systems and telephone exchanges in South Africa to Web apps and databases, Graeme has a wide range of skill and experience.

Richard Denning

Richard has worked in Financial Services for his entire career spending the past 19 building and running platforms for Old Mutual, Novia and Aegon. Prior to this he spent his formative years at Prudential in a variety of Operational and IT/Change Roles. Richard joined Aegon after they purchased Novia Investment Services a startup business launched to provide Aegon with an outsourced platform. In 2015 Richard was appointed Chief Operating Officer for Aegon where he was responsible for Customer Services, IT and Change. He was also integral to the completion of the Cofunds and Blackrock purchases and subsequent integrations. Richard is currently undertaking a number of consulting roles looking at future technology and operating models within wealth management.

Rod Macrae

A Risk professional with over 20 years’ experience in financial services. Former Executive Director of a UK listed asset manager with Board-level responsibility for Risk Oversight in a Global business operating in 24 countries with over 35 offices. Extensive involvement in corporate activity including acquisition strategies. Considerable experience in the enhancement of corporate governance and risk management frameworks.

Rob Clarkson

Rob has worked in the insurance industry for over 30 years. He started his career selling car and home insurance to customers of Barclays and following 20 years in a variety of different roles, was given the opportunity to run the bank’s 2 insurance intermediaries. He left Barclays to take stewardship of Post Office insurance and successfully transformed the business into a profitable and growing asset. Over the past 4 years Rob has overseen the transformation of their operating model launching multiple products on a new policy administration platform, delivering real time optimised pricing capability and deploying the use of data enrichment.

Storm ID

StormID are Scotland’s leading digital transformation agency. Since 2001, StormID have been at the edge of the digital frontier, helping clients transform processes and experiences, re-imagine legacy business models, and even entire companies. StormID has won several awards, most notably; the 2018 Digital Agency of the Year at the Scottish Tech Startup Awards, finalist for Digital agency of the Year at the Herald Digital Business Awards and the 2017 Digital Agency of the year at the Scotland IS Digital Technology Awards ceremony.