Wonderbill

The UK’s only data-as-a-service platform, providing unique access for your customers to hundreds of institutions.

Seamlessly connect to customers personal documents and bills  via a single source to dozens of institutions to provide a unique and holistic view for your customers’ habits, needs, behaviours, and aspirations.

A single connection to all major sectors including Energy, Motoring, TV, Broadband, Landline, Insurance, Mobile, Transport, Water, Financial Services and Council Tax.

Secure and compliant connection API

Legado proprietary connections + Partner data + Customer Uploads = Single customer document view

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Account Coverage

Legado covers 90% of major accounts in the UK (across Utilities, Banking, Pensions and Investments)
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From Documents to Data

Machine-learning capabilities to turn documents into powerful data
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Connection Methods

We always ensure the consumer is clearly consenting to access their data. Some connection methods allow more granular consent than others, but where possible, we use a consent-driven API model, for example Open Banking. We favour direct connection; it gives consumers the most control over access to their data and execution of services.

Direct connections – preferred options for accessing consumer data:

  • Open APIs
  • Closed APIs
  • Bespoke Integration
  • Contract Enquiries
  • Bulk Upload
Open APIs
For example, Open Banking. These are available to any authorised third party.
Closed APIs
A private commercial agreement between the service provider and Legado.
Bespoke Integration
Particularly prevalent in the Pensions industry often using Single Sign On, File Transfer or other dedicated secure connection.
Contract Enquiries
Typically used for investments made on a end-user’s behalf, such as by a financial advisor.
Bulk Upload
Typically used for Enterprise Partners who wish to pre-load a service with data held about users.

Indirect connections – for those situations where direct connections are unavailable:

  • Screen Scraping
  • Manual
  • SAR Integration
Screen Scraping
A consent-driven process of collecting screen display data from one application and translating it so that another application can display it.
Manual
In the very few instances where we cannot obtain data using another process above. For example, in the instance that a customer owns a yacht, the value of this can be manually added and key drivers set, such as depreciation.
SAR Integration
Thanks to GDPR, any individual can request data held about them in a machine-readable format, which can then be periodically uploaded to Legado With the movement towards APIs, we don’t expect this to be used often.

Bring digital engagement to life.

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